Payment Plans

Payment Plan Requirements

1.  Must first apply and be DENIED for ScratchPay (and/or CareCredit)
2.  Payment Plan arrangements are not guaranteed and are at the discretion of the hospital’s approval.
3. These plans don’t require a credit check and are offered at 0%
   interest. There is a 15% administration fee (calculated based on the
   total of the invoice) that is added to the total financed amount. This is
   built into your monthly payment and is not required upfront.
4. You must have a US ID, a debit card (linked to a checking account),
   and bank account information all available at the time of service
   before a payment plan agreement can be finalized.
5. There is a one-time $35 application fee required before a payment
   agreement can be finalized.
6. A minimum of 30% of the total invoice amount is required as a down
   payment at the time of service.
7. The maximum amount that can be financed is $4,000.
8. Invoice total must be paid in full by the end of contract (up to 12
   months depending on total invoice amount).
9. Payment Plan arrangements are not guaranteed and are at the
   discretion of the hospital’s approval.

**Please Note: All forms of ID, and debit card information being used for a payment plan contract must match the person who is applying for the payment plan**